{"id":2852,"date":"2022-02-14T05:08:17","date_gmt":"2022-02-14T10:08:17","guid":{"rendered":"https:\/\/www.delsignoredefense.com\/blog\/?p=2852"},"modified":"2022-02-13T09:08:52","modified_gmt":"2022-02-13T14:08:52","slug":"does-business-insurance-cover-interruptions-caused-by-covid-19-massachusetts-sjc-may-decide","status":"publish","type":"post","link":"https:\/\/www.delsignoredefense.com\/blog\/does-business-insurance-cover-interruptions-caused-by-covid-19-massachusetts-sjc-may-decide\/","title":{"rendered":"Does Business Insurance Cover Interruptions Caused by COVID-19? Massachusetts SJC May Decide."},"content":{"rendered":"<p><strong>Does Business Insurance Cover Interruptions Caused by COVID-19? SJC May Decide. <\/strong><\/p>\n<p>Verveine Corporation operate three restaurants, The Coppa, Toro, and Little Donkey, \u00a0located in Boston and Cambridge and share common owners. For many years these businesses were covered by insurance. Like many restaurants, the plaintiff\u2019s businesses were successful until March of 2020 when they suffered losses as a result of the pandemic and government shutdown that rendered their insured properties unusable and inaccessible. Faced with this issue, the plaintiffs submitted insurance claims for loss of business income. However, their request was quickly rejected by a form letter. In June of 2020, the plaintiffs filed suit against Strathmore, alleging breach of contract for its denial of coverage and seeking declaratory judgment for enforcement of the insurance policies in the case of <a href=\"https:\/\/www.ma-appellatecourts.org\/pdf\/SJC-13172\/SJC-13172_01_Appellant_Verveine_Corp_Brief.pdf\"><em>Verveine Corp. v. Strathmore<\/em><\/a>.<\/p>\n<p>The policy provided Business Income and Extra Expense Coverage, which covered, loss of business income due to necessary suspension of business operations during the period of restoration. The suspension must be caused by direct physical loss of or damage to property.\u00a0 One of the restaurants, the Little Donkey, even contained an \u201cExclusion of Loss Due to Virus or Bacteria\u201d which states that the policy\u00a0 will not cover \u201closs or damage caused by or resulting from any virus, bacterium or other microorganism that induces or is capable of inducing physical distress, illness or disease.\u201d<\/p>\n<div class=\"read_more_link\"><a href=\"https:\/\/www.delsignoredefense.com\/blog\/does-business-insurance-cover-interruptions-caused-by-covid-19-massachusetts-sjc-may-decide\/\"  title=\"Continue Reading Does Business Insurance Cover Interruptions Caused by COVID-19? Massachusetts SJC May Decide.\" class=\"more-link\">Continue Reading \u203a<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Does Business Insurance Cover Interruptions Caused by COVID-19? SJC May Decide. Verveine Corporation operate three restaurants, The Coppa, Toro, and Little Donkey, \u00a0located in Boston and Cambridge and share common owners. For many years these businesses were covered by insurance. Like many restaurants, the plaintiff\u2019s businesses were successful until March of 2020 when they suffered [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[75],"tags":[],"class_list":["post-2852","post","type-post","status-publish","format-standard","hentry","category-covid-19-and-the-law"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does Business Insurance Cover Interruptions Caused by COVID-19? Massachusetts SJC May Decide. &#8212; Massachusetts Criminal Defense Lawyer Blog &#8212; February 14, 2022<\/title>\n<meta name=\"description\" content=\"Does Business Insurance Cover Interruptions Caused by COVID-19? SJC May Decide. Verveine Corporation operate three restaurants, The Coppa, Toro, and &#8212; February 14, 2022\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.delsignoredefense.com\/blog\/does-business-insurance-cover-interruptions-caused-by-covid-19-massachusetts-sjc-may-decide\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Does Business Insurance Cover Interruptions Caused by COVID-19? Massachusetts SJC May Decide. &#8212; Massachusetts Criminal Defense Lawyer Blog &#8212; February 14, 2022\" \/>\n<meta name=\"twitter:description\" content=\"Does Business Insurance Cover Interruptions Caused by COVID-19? SJC May Decide. Verveine Corporation operate three restaurants, The Coppa, Toro, and &#8212; February 14, 2022\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael DelSignore\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Does Business Insurance Cover Interruptions Caused by COVID-19? Massachusetts SJC May Decide. &#8212; Massachusetts Criminal Defense Lawyer Blog &#8212; February 14, 2022","description":"Does Business Insurance Cover Interruptions Caused by COVID-19? SJC May Decide. Verveine Corporation operate three restaurants, The Coppa, Toro, and &#8212; February 14, 2022","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.delsignoredefense.com\/blog\/does-business-insurance-cover-interruptions-caused-by-covid-19-massachusetts-sjc-may-decide\/","twitter_card":"summary_large_image","twitter_title":"Does Business Insurance Cover Interruptions Caused by COVID-19? Massachusetts SJC May Decide. &#8212; Massachusetts Criminal Defense Lawyer Blog &#8212; February 14, 2022","twitter_description":"Does Business Insurance Cover Interruptions Caused by COVID-19? SJC May Decide. Verveine Corporation operate three restaurants, The Coppa, Toro, and &#8212; February 14, 2022","twitter_misc":{"Written by":"Michael DelSignore","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.delsignoredefense.com\/blog\/does-business-insurance-cover-interruptions-caused-by-covid-19-massachusetts-sjc-may-decide\/","url":"https:\/\/www.delsignoredefense.com\/blog\/does-business-insurance-cover-interruptions-caused-by-covid-19-massachusetts-sjc-may-decide\/","name":"Does Business Insurance Cover Interruptions Caused by COVID-19? Massachusetts SJC May Decide. &#8212; Massachusetts Criminal Defense Lawyer Blog &#8212; February 14, 2022","isPartOf":{"@id":"https:\/\/www.delsignoredefense.com\/blog\/#website"},"datePublished":"2022-02-14T10:08:17+00:00","author":{"@id":"https:\/\/www.delsignoredefense.com\/blog\/#\/schema\/person\/f0bc58f94b3abb11fcd52cf8961c0a6e"},"description":"Does Business Insurance Cover Interruptions Caused by COVID-19? SJC May Decide. Verveine Corporation operate three restaurants, The Coppa, Toro, and &#8212; February 14, 2022","breadcrumb":{"@id":"https:\/\/www.delsignoredefense.com\/blog\/does-business-insurance-cover-interruptions-caused-by-covid-19-massachusetts-sjc-may-decide\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.delsignoredefense.com\/blog\/does-business-insurance-cover-interruptions-caused-by-covid-19-massachusetts-sjc-may-decide\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.delsignoredefense.com\/blog\/does-business-insurance-cover-interruptions-caused-by-covid-19-massachusetts-sjc-may-decide\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.delsignoredefense.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Does Business Insurance Cover Interruptions Caused by COVID-19? Massachusetts SJC May Decide."}]},{"@type":"WebSite","@id":"https:\/\/www.delsignoredefense.com\/blog\/#website","url":"https:\/\/www.delsignoredefense.com\/blog\/","name":"Massachusetts Criminal Defense Lawyer Blog","description":"Published by Massachusetts Criminal Defense Attorney \u2014 Michael DelSignore","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.delsignoredefense.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.delsignoredefense.com\/blog\/#\/schema\/person\/f0bc58f94b3abb11fcd52cf8961c0a6e","name":"Michael DelSignore","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.delsignoredefense.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/2c2feb8b4aa63cb661df76a3a12db20d4c03eb82a70a095b3d26cfac38d5dc0b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2c2feb8b4aa63cb661df76a3a12db20d4c03eb82a70a095b3d26cfac38d5dc0b?s=96&d=mm&r=g","caption":"Michael DelSignore"}}]}},"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.delsignoredefense.com\/blog\/wp-json\/wp\/v2\/posts\/2852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.delsignoredefense.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.delsignoredefense.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.delsignoredefense.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.delsignoredefense.com\/blog\/wp-json\/wp\/v2\/comments?post=2852"}],"version-history":[{"count":2,"href":"https:\/\/www.delsignoredefense.com\/blog\/wp-json\/wp\/v2\/posts\/2852\/revisions"}],"predecessor-version":[{"id":2859,"href":"https:\/\/www.delsignoredefense.com\/blog\/wp-json\/wp\/v2\/posts\/2852\/revisions\/2859"}],"wp:attachment":[{"href":"https:\/\/www.delsignoredefense.com\/blog\/wp-json\/wp\/v2\/media?parent=2852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.delsignoredefense.com\/blog\/wp-json\/wp\/v2\/categories?post=2852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.delsignoredefense.com\/blog\/wp-json\/wp\/v2\/tags?post=2852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}